PICK2READ
                            - REFUND POLICY
                    
                    
                        
                            - No refund is applicable for pre-closure of Gold and Silver membership.
                            - In case of pre-closure of Platinum membership, a member is eligible for a refund as per
                                the below table, provided a prior notice of a minimum of 45 days is given to Pick2Read.
                            
                                
                                    
                                        | Number of months remaining | Eligible refund amount | 
                                
                                
                                    
                                        | >12 | 6 months membership fee | 
                                    
                                        | >6 months <= 12 months | 3 months membership fee | 
                                    
                                        | >3 months<=6 months | 1 month membership fee | 
                                    
                                        | <=3 months | No refund applicable | 
                                
                            
                            - Any excess payments or incorrect payments made by a member will not be refunded as cash
                                or credit. Pick2Read reserves the right to handle these on case-to-case basis.